Published in The Reciprocal Newsletter
Mar 01, 2009 |
Last Updated Dec 18, 2023
Do you know how to report a claim/incident to MEARIE? Did you know your MEARIE policies have specific claim/incident reporting requirements? Prompt claim/incident reporting can allow for investigation by an adjuster and potential savings to you.
All contracts of insurance, including those offered by MEARIE, are subject to terms and conditions that must be met to ensure the coverage is not jeopardized. With respect to the reporting of claims, due to reinsurance and, Insurance Act requirements and the need to appraise and assess liability, motor vehicle and property claims, compliance with these conditions is of increasing importance.
MEARIE Comprehensive Liability Policy:
The policy requires MEARIE be noti- fied of an Occurrence as soon as practicable after notice of a claim has been received or knowledge has been gained (reference Section 8.4 of the policy).
To report a claim or incident simply complete the 2009 MEARIE General Liability Claim Reporting Form [sample attached] available on the MEARIE Members’ website. The completed form and supporting documents can then be submitted to both MEARIE and J. R. Henwood & Associates as outlined on the bottom of the claim form.
MEARIE Vehicle Policy
In Ontario, all automobile insurance plans are regulated under the Ontario Insurance Act that stipulates all claims must be reported within seven (7) days of the incident.
To report a claim for damages to your vehicle or any accident involving another vehicle, person or other property, complete the 2009 Vehicle Accident Reporting Form [sample attached] available on the MEARIE Members’ website, sign and submit by email, FAX or hard copy to the MEARIE Director of Claims as outlined on the bot- tom of the form.
Please note, should a MEARIE Vehicle Program claim require appraisals or detailed investigation/adjustment the matter will be referred to the contracted Program Adjusters at The Dominion of Canada.
MEARIE Property Policy
The Statutory Requirements of the Property program Policy specify in the event of loss or damage to insured property, notice must be given “forthwith” to the insurer. That way, restoration of damaged property can be quickly attended to and resolution of the claim can be rapidly achieved.
To report a claim or incident, com- plete the 2009 MEARIE Property Program Notice of Loss [sample attached] available on the MEARIE Members’ website, sign and sub- mit by email, FAX or hard copy to the MEARIE Director of Claims as outlined on the bottom of the form.
Please note the independent adjusting firm of Crawford & Company will, under contract, be responsible for adjusting all MEARIE Property Program claims.
When in Doubt
If you are not sure if something that has taken place is in fact a claim please complete a form and let MEARIE know. By reporting claims or possible claims promptly and by using the correct reporting form you will be contributing to streamlining and speeding up the adjusting and settlement process.
For more information on this topic, contact us to learn more.
