P&C Risk Management

The primary goals of The MEARIE Group's risk management resources and services are to improve the overall risk profile of our clients’ organizations and to protect the Reciprocal from avoidable claims. We provide tools that will assist in the recognition and evaluation of risks that may impact operations. The following are some of the Risk Management Services and Resources The MEARIE Group offers:

Risk Management Resources

MEARIE provides regular updates on the latest on pertinent risk management and insurance topics. These resources deliver valuable information on insurance coverages, policy and claims issues, as well as risk management topics.

We have developed a number of guides and resources to address a variety of risks of importance to our Members:


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Cyber Risk Management Tools

MEARIE helps you understand and mitigate your company’s privacy and cyber security risks.We provide risk management tools and resources to help your organization continually improve your cyber posture

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Insurance & Risk Management Seminars

Stay up-to-date on insurance and risk issues. The MEARIE Conference is held each June, exclusively developed for The MEARIE Group's Members. The conference provides a diverse selection of risk management/strategy and human resources/leadership topics.


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Risk Management Services

Contact the P&C Insurance team regarding any of the following services:

Fleet Safety Risk Management Program

The MEARIE Group will assist Members in loss control and fleet safety through on-site review of your current corporate fleet operating policies. Recommendations stemming from this program can help to reduce vehicle-related incidents, lost time and claims.



Consultation on Policy & Coverage Issues

Do you have a coverage question or need to explore your organization’s insurance policies? Are you entering into a contract? Does that contract include indemnification, hold harmless agreements and insurance requirements? All contracts should be reviewed by your legal counsel as a standard business practice. The MEARIE Group is available to provide suggested guidance related to insurance coverage, potential conflicts and problems resulting from indemnification or hold harmless agreements.



Risk Assessment Audits

On a fee-for-service basis, The MEARIE Group will conduct on-site audits to identify potential risks and suggest strategies to minimize exposure to risk. Output from an audit is a comprehensive report for informational purposes and future reference.  Environmental compliance. Issues include historical site activities, storage or disposal of PCBs, spill procedures and hazardous materials process.