About The MEARIE Group

Managing Risk Together


The MEARIE Group is progressive, innovative and dedicated to providing comprehensive, superior insurance, financial and business solutions to Ontario’s energy sector. Our 30th Anniversary video from 2017 provides a brief history of The MEARIE Group and how we have been providing service to the energy sector for over 30 years.

Managing Risk Together

Since 1987

The MEARIE Group is a diverse organization that represents the entities of the Municipal Electric Association Reciprocal Insurance Exchange (MEARIE), MEARIE Management Inc., (MMI) and MEARIE Insurance Services Inc., (MISI). We focus on providing a rich array of financial, insurance and risk management solutions to Ontario's energy sector. We are the only Canadian property/casualty and group benefits insurance supplier dedicated to the energy sector. Thirty + years into our story, we are a dynamic, mature and stable company with great potential to continue growing whilst remaining closely focused on responding to the needs of our Members.



Created in 1987, MEARIE offers a full range of commercial insurance solutions including comprehensive general liability, directors & officers, privacy/cyber, property, crime, fleet vehicle insurance and claims administration services. Our Members represent entities with operations such as electrical distribution, small hydro and gas generation, telecommunications, fiber optics, and municipal water distribution. MEARIE's focus on the energy sector drives the development of risk based products, services, coverages and pricing that are both distinctive and responsive to the needs of our Members.


As a reciprocal insurance exchange, MEARIE is founded upon a contractual agreement, signed by all Members, through which common risks are shared or exchanged. It is a time-tested, cooperative concept. Reciprocals are Member-owned and not-for-profit. Focus is on the long-term interests of Membership.


MEARIE Management Inc., (MMI)

In addition to our extensive portfolio of commercial insurance and risk based services, MMI provides a comprehensive array of products/service that support our Members in managing human capital risk. Key programs include group employee benefits, training, talent, recruitment, actuarial valuation, industrial relations, compensation benchmarking services, and more.

All of MMIs’ programs are targeted expressly to Ontario’s energy sector. Our ability to customize programs, our group purchasing power, and the strength of our sector knowledge and insights have been critical to our success.